I was fortunate to join an exceptional group of practitioners and regulators at the Lima Fintech Forum 2019 for a panel discussion on fintech regulation across the Pacific Alliance — the trade bloc linking Colombia, Peru, Chile, and Mexico.
The Pacific Alliance countries were at a pivotal moment in 2019: each had growing fintech sectors but divergent regulatory approaches, and the question of how to harmonize rules across borders — without slowing down the innovation happening at the national level — was very much live.
Key Themes from the Panel
- How each Pacific Alliance country was approaching fintech licensing and supervision
- The tension between national regulatory sovereignty and the need for cross-border interoperability
- What open finance could mean for financial inclusion across the region
- The role of sandboxes and innovation hubs in shaping emerging regulatory frameworks
The full panel is available on video below — a snapshot of where the regional conversation stood before the acceleration that followed in the years ahead.